Limitless 2% money rewards — Cardholders earn a limiteless 2% money rewards on purchases, with no classes to activate or earnings limits to trace.
There are different playing cards that supply increased money again charges on sure classes, and whereas they are often value it, they do require extra effort. And so they usually are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Lively Money® Card is ideal for somebody that desires an easy-to-use card that also gives excessive rewards: you’ll earn a best-in-class flat rewards instantly in your purchases — with no limits or hoops to leap by means of.
$200 money rewards sign-up bonus — New Wells Fargo Lively Money® Card holders can earn a $200 money rewards sign-up bonus for spending simply $500 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual price, but it surely’s additionally one of many issues that units this Wells Fargo bank card other than different 2% again playing cards. We’ve but to return throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.
15-month 0% APR intro provide — New cardholders can get pleasure from 0% intro APR on each new purchases and eligible stability transfers for a full 15 months. (After that interval, a go-to charge of 19.99%, 24.99%, or 29.99% variable APR applies.) That is a fantastic provide, even when in comparison with playing cards marketed only for a 0% intro APR. It implies that this card will will let you keep away from curiosity on purchases and stability transfers till 2024!
Take into account that stability transfers must be made inside the first 120 days to qualify for a lowered rate of interest and a decrease stability switch price.
No annual price — In lots of circumstances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Lively Money® Card, which sports activities a $0 annual price.
Cellphone safety — With the value of a typical mobile phone within the a whole bunch of {dollars}, having some form of insurance coverage is a good suggestion. With this Wells Fargo card, you may get built-in mobile phone safety of as much as $600 simply by paying your mobile phone invoice along with your card. Protection is topic to a $25 deductible.